The Most Important Financial Decision You Will Ever Make Is.....

Marrying somebody. I had a discussion with somebody at work about this in a joking fashion but the more I talked about it, the more I realized it was true. I feel that I am pretty fortunate here. My fiance has similar financial ideas as me, a good credit score, and makes a decent income. On top of that she's beautiful (thought I would score some points here.) :)

But in all seriousness, I concluded that you don't have to marry a millionaire, but at a minimum, some financial qualities that your future spouse should have include:

- Similar financial goals or financial mindset as you. If you are a super saver and future spouse has never had a savings account, you may run into trouble.

- A respectable credit score. Face facts here. At some point you will apply for credit together either when buying a house, getting an apartment, or buying a car. If you are packing a 700+ score and future spouse has a score under 550, you may me heading for trouble.

I think that there are more items to list here, but I felt that these two were the most important.

There is one more reason that choosing the right spouse is financially important:

- Divorce is expensive. Very expensive.