Christmas Spending = Impossible To Track!
I posted at the beginning of the month about trying to track spending on Christmas stuff. It is just too hard for me. So far I haven't spent too much, but it seems like everytime I go to the store, I spend a few bucks on something and I'm losing count.
My fiance and I have agreed to not spend more than $100 on each other, which is forcing me to be creative instead of just spendy. By keeping out spending on each other under $100, we can spend more on other people. I constantly bug her about the $100 limit to make sure she isn't going over. I guess I saw my Dad fall victim to this game too many times while growing up. Mom and Dad would agree not to buy each other anything, but then someone would break the rule and the other person would be mad.
But in thinking about Christmas spending, there were expenses I didn't realize were out there; such as:
80 stamps for Christmas Cards : .39 cents a piece
Christmas Cards: Probably $30 for 80 cards
Christmas decorations (seems like we buy more every year) : At least $100
Small presents for Co-Workers - $15 each but multiplied by 10 or 12 people, it adds up.
I think that next year, I will try to have a savings account set up to use exclusively for Christmas and then once that money is gone, I will stop spending.


6 Comments:
I think I'll just do what I did this year, use my spare change jar to save up money for christmas. I hate change and if I let it collect over 11 months by the time november rolls around I'll have more than enough to cover off all my christmas spending.
Its really nice of you to give your co-workers gifts not many people do that anymore.
I think next year for Christmas, we shouldn't exchange any presents and just get a few things for Katelyn (kinda like the under 18 rule when we were growing up). The reason for this suggestion is, that is what Birthdays are for. Sound good?
You could also just take out cash and once it's gone, it's gone. That's what my fiance did this year.
Whoo, BoyDucky and I did the same thing: promised we'd get each other nothing and then broke the rule. BUT I think we both kept it in the realm of "something small" because he had gotten me a cute little stuffed animal and I got him a small space heater. I promise not to be such a liar next year. I hope. Good luck with shopping this weekend, it's ugly out there!!
Impossible to track is pretty open for discussion.
Buy the stuff on credit cards (but don't go over what you want to spend on each gift), and then pay the bill when it arrives.
Even better yet, do it on a rewards card.
At the end of the year, I get the option of getting a statement (in PDF), which shows where my money was spent. Keep in mind I already know that from using Quicken and using the reports that come with it.
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